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High-Speed Real Estate Acquisitions Across Texas.

True Transaction Certainty. Maximum Speed. Zero Friction.

CHARFIA is a direct institutional principal buyer. We deploy our own capital to acquire residential and commercial real estate as-is, statewide across Texas — with the closing certainty and documentation standards of an institutional counterparty.

  • Direct Principal Buyer
  • 100% As-Is Purchase
  • 0% Seller Commission
  • Title Company Escrow Closing
Ibrahim Charfia, Principal — S3 Group LLC d/b/a CHARFIA
Transaction Security & Escrow/ Licensed Texas Title Companies/ Independent Escrow Agents/ Guaranteed Earnest Money Deposits (EMD)/ Funds Held in Escrow — Never by CHARFIA/ Deed Recorded with the County Clerk/

// For Listing Agents & Brokers

Why Texas Listing Agents Prefer Partnering with CHARFIA

Book an Acquisition Call
Full 6% Commission Retention Unrepresented Buyer Structuring
CHARFIA enters acquisition offers as an unrepresented principal. This allows your brokerage to structure the transaction via Intermediary Status or Designated Agency, capturing both the seller and buyer commissions (full 6%).
High DOM & Off-Market Pocket Listings
Fast cash offers for High Days on Market (DOM) properties, distressed inventory, or unlisted pocket listings before going public.
Zero Contingencies & Performance Certainty
No financing contingencies, no appraisal delays, and strict adherence to agreed closing timelines.

// For Property Owners

Sell as-is. Keep every dollar of your equity.

A single direct cash purchase from a principal buyer — none of the preparation, showings, or fees a listing demands.

100% As-Is Cash Purchase

We buy in current condition. No inspection repair credits, no renegotiation.

Zero Cleanout or Repairs

Take what you want and leave the rest. We handle everything after closing.

Zero Seller Commissions

Direct principal transaction. No listing-side or buyer-side commission owed by you.

Close on Your Timeline

Rapid close in 14 days, or a delayed date with post-close occupancy — your call.

// Transaction flow

How a CHARFIA close is executed.

Every step is processed through certified Texas Title Companies and independent Escrow Agents. Deposit and settlement funds are held in escrow — never by CHARFIA.

  1. 01

    Offer & Purchase Agreement

    Written cash offer and an executed as-is purchase agreement — no financing or appraisal contingencies.

  2. 02

    Earnest Money Deposit

    EMD wired directly into the licensed title company's escrow account within 24–48 hours of inspection expiration. Funds are never held by CHARFIA.

  3. 03

    Title & Escrow

    Title search, lien clearance, and the settlement statement coordinated by an independent escrow officer.

  4. 04

    Funded Close

    Purchase funds wired to escrow, deed recorded with the county, and seller proceeds disbursed by the title company.

// The Firm

A direct principal buyer — not a brokerage.

S3 Group LLC, doing business as CHARFIA, is a direct institutional principal buyer providing frictionless liquidity and closing certainty across Texas. We commit our own capital, close on our own timeline, and hold every transaction to title-company standards — residential and commercial, statewide.

We are a B2B acquisition partner for listing agents & brokers and a direct counterparty for owners. There is no middle layer, no marketing period, and no dependence on third-party bank financing.

// Counterparty & Offer Sheet
Principal Entity
S3 Group LLC
Operating DBA
CHARFIA
Transaction Role
Direct Principal Buyer (Not a Brokerage) CHARFIA buys for its own account and does not provide brokerage or agency services.
Coverage Area
Texas — Statewide
Asset Classes
Residential + Commercial / Land
Property Condition
100% As-Is No seller repairs, price-reduction credits, or cleanout required.
Inspection Period
7 Calendar Days Feasibility / due-diligence window from the effective date of the purchase agreement.
Earnest Money Deposit
$1,000–$5,000+ Wired to the licensed title company's escrow account within 24–48 hours of inspection expiration. Never held by CHARFIA.
Texas Option Fee
Paid on execution Independent consideration for the option period, delivered with the executed purchase agreement.
Assignability Clause
“S3 Group LLC and/or Designated Entity” As an active investment group with multiple holding entities, joint-venture structures, and institutional funding partners, CHARFIA reserves the contractual right to designate the specific closing entity or funding partner at title prior to settlement.
Settlement & Escrow
Licensed Texas Title Companies & Independent Escrow Agents All deposits and disbursements flow through the title company; the deed is recorded with the county clerk.
Direct Acquisitions
713-588-5613 | acquisitions@charfia.com

// Conversion & Contact

Ready for Your Next Deal?

Book a direct acquisition call. Bring the address, the condition, and your target close date — we return terms fast.

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